The level 3 merchants are those who process 20,000 to 1 million Visa business dealings per year. For validated, the requirements needed are the annual self-assessment questionnaire (SAQ), quarterly nework scan by an allowed scan vendor (ASV), and an attestation of compliance appear.



Standard 4 merchants, to whom make up see that another person small businesses, has to answer a list of questions every year, furthermore conduct a every three months scan of a public networks shared online… Continue

 Hi everyone,



I'm sharing on African American year end planning in the December issue of Black Enterprise magazine.  There are some really great tips provided to help you as we go into a new year.



If you miss obtaining the hard copy, here's where you can find the article on-line:…

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Is he a likable personality and a terrific talker -- entertaining, persuasive, but maybe a bit too smooth and slick? Can he pass himself off as a supposed expert in a business meeting even though he really doesn't know much about the topic? Is he a flatterer? Seductive, but insincere? Does he tell amusing but unlikely anecdotes celebrating his own past? Can he persuade his colleagues to support a certain position this week -- and then argue with equal conviction and persuasiveness for the… Continue