Hardest Working Woman in Credit
  • Female
  • Orlando, FL
  • United States
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Why Did You Join IndustryBuzzZ.com Inspirational Media Outlet?
Educating consumers through knowledge
How did you hear about Us?

Author of Innocent Victims/Credit Traps in stores NOW

Innocent Victims in stores NOW at Barnes/Nobles

Regina is the Founder & CEO of KOX FINANCIAL CONSULTING GROUP, LLC, The Founder of Innocent Victims of Credit Network and now author of Innocent Victims. The name represents who she is as a person and great leaders who made change happen. She hopes to continue the legacy of Martin Luther King, Obama, and Malcom X.

Regina is the second child of seven children. She was born in Pahokee, Florida on January 27,1974. After college, she moved to Orlando, Florida where she currently resides. She holds a Bachelors Degree from Florida State University from the Department of Education and a Masters Degree from University of Central Florida in Criminal Justice.

Prior to starting her consulting business, She worked with the State of Florida for five years. Afterwards, she ventured in the private sector as a program director for boys in youth programs.

Regina states that life has taught her a lot of lessons. She states that leadership is so important and she does not see that in the world of credit and finance. She has data from her research that explains why consumers have bad credit.

She recently started Innocent Victims of Credit at www.creditadviseforyou.ning.com, in December 2008. She created the network to be an avenue for consumers. The lord revealed that her calling was helping people. Regina realized that god gave her the best gift a person can have. He blessed her with knowledge. In 2003, her pastor Fred Gamble of (True Vine) told her that god had a plan for her life. It was not until 2008, that she realized what that was. Regina states that she tried running from credit, but it keep hitting me in the face. She received numerous calls from her family, friends, and people who she did not know. She had to turn many of them away. However, with the wake of the mortgage and credit crisis she knew her knowledge could help Americans. On January 21, 2009 when our president called for ordinary citizens to help change the world.

Regina states that was the call and the second confirmation from god that she needed. She realized that when you are chosen (you can not run from what god has called you to do).

She has been studying and researching credit for nine years.

Remember knowledge is power..Hosea4:6 My people are destroyed for lack of knowledge. Fill your vessels up with knowledge....Don't let CREDIT continue to be a weapon for Gods children. The cycle needs to be broken

Matthew 11:30 My yoke is easy and my burden is light

Help me wake up America.. We have been sleeping way too long
Be blessed with knowledge and share it with others, so they too can be blessed. We pray and God answers prays, but often times we ignore the signs that God sends us.

For all out of state conferences, workshops, and seminars. Contact Veryl Howard at 910-644-1824, Booking Manager.

More information can be found in the press kit is above.

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Hardest Working Woman in Credit's Blog

Free Credit Education

Posted on November 12, 2009 at 9:29pm 0 Comments

World Exclusive Interview for Innocent Victims (A must see for all Americans)

Posted on July 26, 2009 at 7:45pm 1 Comment


It is my hope that this book circulates amongst many generations, educating adults and children alike. If our children are educated early about the proper use of credit and the importance of protecting their names, then we could see a greater outcome.

Keep this video moving so that we can educate all Americans about… Continue

Comment Wall (5 comments)

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At 2:11pm on January 26, 2010, IndustryBuzzZ.com Media said…

From your IB Family!!
At 9:28pm on November 12, 2009, Hardest Working Woman in Credit said…
At 7:53pm on July 26, 2009, BrpStudio said…
Thank you so much for being a friend...BRP!
At 2:33pm on July 13, 2009, Day-Day said…
Welcome to IB Family!

Mz. Day
At 2:10pm on July 13, 2009, IndustryBuzzZ.com Media said…
Welcome Hardest Working Woman In Credit to IB Family.

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